How Does An Eviction Affect Future Renting?

Eviction proceedings can impact your future rentals and your credit history, as well. These can undoubtedly hurt your chances of getting a loan, mortgage, or credit card for several years. The only solution is to simply always pay your rent on time to avoid any eviction notice. Let’s take a look at how evictions affect your future rentals.

How Will An Eviction Impact Future Renting?

When you are served an eviction notice and choose to take no action at all, your landlord has the right to begin eviction proceedings against you. This will then become a matter of public record, impacting your ability to rent in the future almost immediately.

Thorough Tenant Screening

Good landlords will almost always fully screen any potential tenants. This means they will likely communicate with former landlords and check public records and credit histories. If a tenant has a history of eviction  proceedings, no matter the reason, tenants should be prepared to provide full details and documentation.

For instance, tenants may claim they didn’t pay rent because a previous landlord did not make essential repairs. If this is the case, tenants will need to have the proper documentation to back up their claims.

Credit Checks

This is the same for other industries that need to check someone’s credit history. They may find court records of some past eviction proceedings and want more information prior to renting, car loans, or mortgage assistance.

Lenders often flag past evictions because they establish a history of failing to meet your financial responsibilities. This holds true even if you later settle a debt with your landlord and ultimately avoid eviction.

Conclusion

It goes without saying that every tenant’s best course of action is to avoid eviction altogether. Most states will allow landlords to give an eviction for non-payment. State governments then mandate a payment deadline for the tenants to avoid eviction once the notice has been served.

If the tenant does not pay in the appropriate time frame, the landlord will likely take them to court after the deadline has passed. The entire eviction process can take some time, but it will not be complete until the outstanding balance is paid in full.

Even if a tenant does not get evicted, the proceedings will be a matter of public record and can impact your future rentals and credit score.